> ## Documentation Index
> Fetch the complete documentation index at: https://developer.speedpay.hk/llms.txt
> Use this file to discover all available pages before exploring further.

# AI 接入 Skill

> 为 Codex 和兼容 Agent Skills 的 AI 编程工具提供 SpeedPay Open API 接入能力。

SpeedPay Open API Integration Skill 可协助 AI 编程工具完成请求签名、Visa、JCB 卡、JCB 钱包和 Webhook 接入。Skill 默认使用测试环境，便于在联调完成后再准备生产配置。

<Card title="下载 SpeedPay Open API Integration Skill" icon="download" 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download="speedpay-open-api-integration.zip">
  下载后，将压缩包解压到 AI 编程工具的 skills 目录。
</Card>

## 安装

### Codex

将解压后的 `speedpay-open-api-integration` 目录放到 `~/.agents/skills/`，然后重启 Codex 或新建任务，使 Skill 被重新发现。

### 其他 Agent Skills 客户端

将完整目录放入客户端支持的 skills 目录，并保持 `SKILL.md`、`agents/openai.yaml` 与 `references/` 的相对路径不变。

## 使用示例

推荐显式调用 `$speedpay-open-api-integration`，以确保 AI 使用本 Skill 的接口约束和安全边界。

### 查询 Visa 卡信息

```text theme={null}
使用 $speedpay-open-api-integration，帮我在测试环境接入 Visa card-info 接口。请先说明请求字段、签名步骤和敏感数据处理要求，再给出 Go 示例。
```

### 处理 JCB 回调

```text theme={null}
使用 $speedpay-open-api-integration，帮我实现 JCB callback Webhook。请覆盖验签、幂等、重试响应和日志脱敏，并先说明任何需要我确认的高风险操作。
```

## 支持范围

| 范围      | 可协助内容                      |
| ------- | -------------------------- |
| 通用接入    | 环境选择、请求结构、签名与验签、错误处理       |
| Visa    | 卡申请、激活、查询、控制、充值与交易记录       |
| JCB 卡   | 卡申请、激活、查询、控制、密码、费用、转账与交易记录 |
| JCB 钱包  | 钱包地址与交易记录查询                |
| Webhook | Visa 与 JCB 回调验签、幂等和重试处理    |
| 上线      | 测试检查、生产配置核对与上线前安全确认        |

## 包内容

* `SKILL.md`：Skill 入口、工作流程和安全规则
* `agents/openai.yaml`：Agent Skills 客户端元数据
* `references/`：按接入领域整理的参考资料

## 安全边界

* 默认仅使用测试环境。
* 不将私钥、API 凭据或完整敏感卡数据写入代码、提示词、日志或示例。
* 发起生产请求、执行资金操作、修改卡状态或传输凭据前，必须先说明将执行的操作、影响和所用环境，并获得明确确认。
